.pg-page{font-size:18px;line-height:1.65;color:#475569}.pg-page .container,.pg-directory .container{max-width:1200px}.pg-page h1,.pg-page h2,.pg-page h3,.pg-directory h2,.pg-directory h3{color:#081c2b;letter-spacing:-.025em}.pg-hero{background:#faf8f3;padding:40px 0 48px}.pg-hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center}.pg-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;font-size:13px;margin-bottom:24px}.pg-kicker{text-transform:uppercase;color:#005ce6;font-size:12px;font-weight:750;letter-spacing:.06em;margin-bottom:10px}.pg-hero h1{font-size:clamp(36px,3.7vw,54px);line-height:1.1;margin-bottom:20px}.pg-intro{font-size:18px;line-height:1.6}.pg-hero figure{margin:0;min-width:0}.pg-hero img{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:16px}.pg-hero figcaption{font-size:12px;margin-top:6px}.pg-article{padding-block:32px 48px}.pg-toc{border-block:1px solid #dfe7ef;padding:18px 0;margin-bottom:48px}.pg-toc summary{font-weight:700;color:#081c2b;cursor:pointer}.pg-toc nav{display:flex;flex-wrap:wrap;gap:12px 24px;padding-top:18px;font-size:15px}.pg-content>p,.pg-content>ul,.pg-content>ol{max-width:760px}.pg-content p{margin-bottom:18px}.pg-content>h2{font-size:clamp(28px,2.6vw,36px);margin:56px 0 20px;scroll-margin-top:calc(var(--nml-header-height,100px) + var(--nml-admin-offset,0px) + 20px)}.pg-content>h2:first-child{margin-top:0}.pg-content h3{font-size:22px;margin:26px 0 12px}.pg-content ul,.pg-content ol{padding-left:24px;margin-bottom:24px}.pg-content li{margin:8px 0}.pg-content .note{max-width:none;background:#eff7ff;border-left:4px solid #005ce6;border-radius:12px;padding:22px 24px;margin-bottom:40px}.pg-content table{width:100%;border-collapse:separate;border-spacing:0;margin:24px 0;font-size:17px;border:1px solid #dfe7ef;border-radius:12px;overflow:hidden}.pg-content caption{text-align:left;color:#081c2b;font-weight:750;padding-bottom:14px;caption-side:top}.pg-content th,.pg-content td{padding:18px;vertical-align:top;text-align:left;border-bottom:1px solid #dfe7ef;border-right:1px solid #dfe7ef;overflow-wrap:anywhere}.pg-content th{color:#081c2b;background:#eff7ff}.pg-content thead th{background:#e3eef5}.pg-content tr:last-child>*{border-bottom:0}.pg-content tr>:last-child{border-right:0}.pg-cell-label{display:none}.pg-content .small,.pg-content .sources{font-size:15px;line-height:1.6}.pg-content .sources{display:block;padding:24px;background:#eff7ff;border-radius:12px;margin:32px 0}.pg-content .cta{background:#005ce6;color:#fff;border-radius:16px;padding:32px;margin:40px 0}.pg-content .cta h2{color:#fff;font-size:32px;margin-bottom:12px}.pg-content .cta a{display:inline-flex;align-items:center;min-height:48px;background:#98f34b;color:#081c2b;padding:12px 22px;border-radius:28px;font-weight:750;text-decoration:none}.pg-content details,.pg-faq{border:1px solid #dfe7ef;border-radius:12px;margin:12px 0;padding:0 20px}.pg-content summary{padding:20px 0;color:#081c2b;font-weight:700;cursor:pointer}.pg-faq h3{margin:0}.pg-faq button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;border:0;background:none;text-align:left;color:#081c2b;padding:20px 0;min-height:64px;font-size:18px;font-weight:700}.pg-faq button span{color:#005ce6}.pg-faq>div{padding-bottom:4px}.pg-back{display:inline-flex;gap:12px;align-items:center;padding:12px 20px;min-height:48px;border:1px solid #005ce6;border-radius:8px;margin-top:24px;font-weight:650;text-decoration:none}.pg-back .icon{transform:rotate(180deg)}.pg-directory{padding:32px 0 40px;background:#fff}.pg-directory h2{font-size:36px;margin-bottom:10px}.pg-directory>div>p:not(.pg-kicker){margin-bottom:20px}.pg-directory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.pg-directory-card{padding:14px;border:1px solid #d5e2f0;border-radius:16px;background:#fff;color:#475569;text-decoration:none;display:flex;flex-direction:column;min-width:0}.pg-directory-card>img{aspect-ratio:1.6;object-fit:cover;border-radius:10px;width:100%}.pg-directory-card>div{padding:18px 6px 6px;display:flex;flex-direction:column;flex:1}.pg-directory-card h3{font-size:24px;line-height:1.2;margin-bottom:12px}.pg-directory-card p:not(.pg-kicker){font-size:17px;line-height:1.5;margin-bottom:20px}.pg-read{color:#005ce6;font-weight:700;display:flex;gap:10px;align-items:center;margin-top:auto}.pg-read .icon{width:20px;height:20px}.pg-directory-card:focus-visible{outline:3px solid #005ce6;outline-offset:4px}
@media(max-width:700px){.pg-page{font-size:16px;line-height:1.6}.pg-page .container,.pg-directory .container{width:calc(100% - 40px)}.pg-hero{padding:24px 0 32px}.pg-hero-grid{grid-template-columns:1fr;gap:24px}.pg-hero h1{font-size:36px}.pg-breadcrumb{margin-bottom:20px}.pg-intro{font-size:17px}.pg-hero img{aspect-ratio:16/10}.pg-article{padding-top:24px}.pg-toc{margin-bottom:32px}.pg-toc nav{display:grid;gap:0}.pg-toc nav a{padding-block:12px;min-height:48px;border-top:1px solid #dfe7ef}.pg-content>h2{margin-top:40px}.pg-content .note{padding:18px;margin-bottom:32px}.pg-content table,.pg-content tbody,.pg-content tr{display:block}.pg-content table{border:0;overflow:visible;font-size:16px}.pg-content caption{display:block}.pg-content thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.pg-content tbody tr{border:1px solid #dfe7ef;border-radius:12px;margin-bottom:16px;overflow:hidden}.pg-content td,.pg-content tbody th{display:block;width:auto;padding:16px;border:0;border-bottom:1px solid #dfe7ef}.pg-content tbody tr>:last-child{border-bottom:0}.pg-cell-label{display:block;font-weight:700;color:#081c2b;margin-bottom:6px}.pg-content td::before{content:none}.pg-content .cta{padding:24px 20px}.pg-content .cta h2{font-size:28px}.pg-content .sources{padding:18px}.pg-faq button{font-size:17px}.pg-directory{padding-block:28px 32px}.pg-directory h2{font-size:28px}.pg-directory-grid{grid-template-columns:1fr;gap:16px}.pg-directory-card h3{font-size:22px}.pg-directory-card p:not(.pg-kicker){font-size:16px}}

/* Shared editorial cost-guide layout. Directory cards above remain unchanged. */
.pg-factor-panel :focus-visible{outline-color:#98f34b}.pg-content>.cta :focus-visible{outline-color:#fff}
.pg-editorial .pg-content>.cta>.pg-cta-action{grid-column:2;grid-row:1/3}.pg-editorial .pg-content>.cta>.pg-cta-action a{width:100%}
.pg-editorial .pg-hero{padding-block:32px 36px}.pg-editorial .pg-hero-grid{grid-template-columns:1fr 1fr;gap:56px}.pg-editorial .pg-hero h1{font-size:clamp(36px,3.3vw,48px);line-height:1.06;margin-bottom:20px}.pg-editorial .pg-hero h1 span{color:#005ce6}.pg-editorial .pg-hero figure img{aspect-ratio:1.65}.pg-editorial .pg-hero figcaption{font-size:11px}.pg-hero-button{margin-top:22px;font-size:15px;min-height:48px;padding:12px 24px}.pg-hero-button .icon{width:19px;height:19px}.pg-editorial .pg-article{padding-top:0}.pg-pills{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;padding:18px 0 34px}.pg-pills a{border:1px solid #cbd5df;border-radius:30px;color:#081c2b;font-size:14px;font-weight:650;text-decoration:none;min-height:44px;display:flex;align-items:center;padding:10px 23px}.pg-pills a.is-current{background:#081c2b;color:#fff;border-color:#081c2b}.pg-editorial [id^=guide-]{scroll-margin-top:calc(var(--nml-header-height,100px) + var(--nml-admin-offset,0px) + 20px)}.pg-editorial .pg-content h2{font-size:32px;line-height:1.15;margin:0 0 14px}.pg-editorial .pg-content p{max-width:none}.pg-cost-overview{margin-bottom:18px}.pg-cost-overview>p{margin-bottom:16px}.pg-cost-cards{display:grid;grid-template-columns:1fr 1fr;gap:20px}.pg-cost-card{display:grid;grid-template-columns:60px minmax(0,1fr);gap:20px;border:1px solid #cbd5df;border-radius:12px;padding:28px 30px;background:#faf8f3;color:#475569}.pg-content .pg-cost-card h3{margin:0 0 6px;font-size:21px}.pg-cost-icon{color:#e68a00}.pg-cost-icon svg{width:50px;height:50px}.pg-content .pg-cost-context{font-size:14px;margin:0 0 10px}.pg-content .pg-cost-amount{font-size:clamp(30px,2.9vw,42px);font-weight:800;color:#081c2b;line-height:1.12;letter-spacing:-.03em;margin:0 0 10px}.pg-content .pg-cost-detail{font-size:14px;margin:0}.pg-cost-card-dark{background:#082333;color:#d0e0ed;border-color:#082333}.pg-content .pg-cost-card-dark h3,.pg-content .pg-cost-card-dark .pg-cost-amount,.pg-cost-card-dark .pg-cost-icon{color:white}.pg-content .pg-benchmark-note{text-align:center;font-size:13px;margin:10px 0}.pg-content .pg-original-intro{font-size:16px;max-width:80ch;margin:12px auto 22px}.pg-extra-work{display:flex;gap:20px;align-items:center;background:#eff7ff;border-radius:12px;color:#081c2b;text-decoration:none;padding:20px 24px;margin-bottom:28px}.pg-extra-work>.icon{width:32px;height:32px;color:#005ce6}.pg-extra-work>span{flex:1;min-width:0}.pg-extra-work strong,.pg-extra-work>span>span{display:block}.pg-extra-work>span>span{font-size:15px;margin-top:4px;color:#475569}.pg-extra-work>.icon:last-child{width:26px;height:26px}.pg-editorial-section{min-width:0}.pg-benchmark-table,.pg-supplementary{margin-bottom:32px}.pg-editorial .pg-content table{font-size:16px;margin:16px 0}.pg-editorial .pg-content th,.pg-editorial .pg-content td{padding:15px 18px}.pg-included-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:42px;align-items:start;margin:32px 0}.pg-included-grid:has(>.pg-editorial-section:only-child){grid-template-columns:1fr}.pg-confirm-total{background:#eff7ff;padding:28px;border-radius:16px}.pg-confirm-total .pg-editorial-section h2{font-size:24px}.pg-confirm-total ul{list-style:none;margin:0;padding:0}.pg-confirm-total li{position:relative;padding-left:32px;margin:15px 0;font-size:16px}.pg-confirm-total li::before{content:'✓';position:absolute;left:0;top:2px;width:22px;height:22px;display:grid;place-items:center;border-radius:50%;background:#005ce6;color:white;font-size:14px}.pg-factor-panel{background:#082333;color:#d0e0ed;padding:32px 36px;border-radius:16px;margin:32px -20px 28px}.pg-editorial .pg-factor-panel h2{color:#fff}.pg-factor-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.pg-factor-grid:has(>.pg-factor-item:only-child){grid-template-columns:1fr}.pg-factor-item{display:grid;grid-template-columns:48px minmax(0,1fr);gap:18px;border-top:1px solid #526572;padding-top:22px}.pg-factor-icon{border:1px solid #d0e0ed;display:grid;place-items:center;border-radius:50%;width:46px;height:46px}.pg-factor-icon .icon{width:26px;height:26px}.pg-editorial .pg-factor-item h2{font-size:23px;line-height:1.25}.pg-factor-item p{font-size:16px}.pg-factor-panel a{color:#baf44c}.pg-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center;margin-block:32px}.pg-detail-grid figure{margin:0;min-width:0}.pg-detail-grid img{width:100%;aspect-ratio:1.6;object-fit:cover;border-radius:14px}.pg-detail-grid figcaption{font-size:11px}.pg-detail-grid p{font-size:16px}.pg-faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:42px;margin-block:32px}.pg-editorial .pg-faq-grid>div h2{font-size:36px;max-width:12ch}.pg-editorial .pg-questions>h2{font-size:19px;margin-bottom:16px}.pg-editorial .pg-faq{margin:0;border-radius:0;padding-inline:18px;border-top:0}.pg-editorial .pg-faq:first-of-type{border-top:1px solid #dfe7ef;border-radius:10px 10px 0 0}.pg-editorial .pg-faq:last-child{border-radius:0 0 10px 10px}.pg-editorial .pg-faq h3{margin:0}.pg-editorial .pg-faq button{font-size:16px;padding-block:17px;min-height:60px}.pg-faq>div{font-size:16px}.pg-more-guides{margin-top:32px}.pg-editorial .pg-more-guides h2{font-size:26px}.pg-more-guides>div{display:grid;grid-template-columns:1fr 1fr;gap:24px}.pg-more-guides a{display:grid;grid-template-columns:140px minmax(0,1fr) 34px;gap:18px;border:1px solid #dfe7ef;border-radius:12px;overflow:hidden;color:#081c2b;text-decoration:none;align-items:center;padding-right:16px}.pg-more-guides img{height:116px;width:140px;object-fit:cover}.pg-more-guides strong,.pg-more-guides a>span>span{display:block}.pg-more-guides strong{font-size:18px;line-height:1.25;margin-block:10px}.pg-more-guides a>span>span{font-size:14px;line-height:1.4;margin-bottom:10px;color:#475569}.pg-related-arrow{width:32px;height:32px;border-radius:50%;background:#005ce6;display:grid;place-items:center;color:#fff}.pg-related-arrow .icon{width:20px;height:20px}.pg-editorial .pg-content>.cta{display:grid;grid-template-columns:1fr auto;column-gap:28px;align-items:center;padding:24px 30px;margin-block:20px 12px}.pg-editorial .pg-content>.cta h2{font-size:32px;margin:0 0 6px;grid-column:1}.pg-editorial .pg-content>.cta p{font-size:16px;margin:0;grid-column:1}.pg-editorial .pg-content>.cta a{grid-column:2;grid-row:1/3;font-size:15px;white-space:normal;text-align:center;justify-content:center;max-width:260px}.pg-price-disclosure{padding:20px 24px;background:#eff7ff;border-radius:12px}.pg-editorial .pg-price-disclosure h2{font-size:18px}.pg-editorial .pg-price-disclosure .note,.pg-editorial .pg-price-disclosure .sources{padding:0;margin:0 0 12px;background:none;border:0;border-radius:0;font-size:14px;line-height:1.5}.pg-editorial .pg-price-disclosure .sources{margin-bottom:0}.pg-tail{font-size:14px;margin-top:16px}.pg-editorial .pg-back{font-size:14px;margin-top:8px;padding:8px 14px;min-height:44px}
@media(max-width:700px){.pg-editorial .pg-hero{padding-block:24px}.pg-editorial .pg-hero-grid{grid-template-columns:1fr;gap:24px}.pg-editorial .pg-hero h1{font-size:36px;line-height:1.08}.pg-editorial .pg-hero figure img{aspect-ratio:16/10}.pg-pills{justify-content:flex-start;padding-block:18px 28px;gap:8px}.pg-pills a{font-size:13px;padding:10px 16px;min-height:44px}.pg-editorial .pg-content h2{font-size:28px}.pg-cost-cards{grid-template-columns:1fr;gap:14px}.pg-cost-card{padding:22px 20px;grid-template-columns:42px minmax(0,1fr);gap:14px}.pg-cost-icon svg{width:38px;height:38px}.pg-content .pg-cost-card h3{font-size:19px}.pg-content .pg-cost-amount{font-size:34px}.pg-content .pg-original-intro{font-size:16px}.pg-extra-work{padding:18px 16px;gap:12px}.pg-extra-work>.icon{width:25px;height:25px}.pg-extra-work>span>span{font-size:16px}.pg-editorial .pg-content table{font-size:16px}.pg-included-grid,.pg-detail-grid,.pg-faq-grid{grid-template-columns:1fr;gap:24px;margin-block:32px}.pg-confirm-total{padding:22px 20px}.pg-factor-panel{padding:26px 20px;margin:32px 0;border-radius:14px}.pg-factor-grid{grid-template-columns:1fr;gap:12px}.pg-factor-item{grid-template-columns:38px minmax(0,1fr);gap:14px;padding-top:18px}.pg-factor-icon{width:36px;height:36px}.pg-factor-icon .icon{width:22px;height:22px}.pg-editorial .pg-factor-item h2{font-size:22px}.pg-detail-grid img{aspect-ratio:16/10}.pg-editorial .pg-faq-grid>div h2{font-size:30px;max-width:18ch}.pg-editorial .pg-questions>h2{font-size:19px}.pg-more-guides>div{grid-template-columns:1fr;gap:14px}.pg-more-guides a{grid-template-columns:88px minmax(0,1fr) 26px;gap:12px;padding-right:12px}.pg-more-guides img{width:88px;height:112px}.pg-more-guides strong{font-size:17px}.pg-more-guides a>span>span{font-size:14px}.pg-related-arrow{width:26px;height:26px}.pg-editorial .pg-content>.cta{grid-template-columns:1fr;padding:24px 20px;gap:8px}.pg-editorial .pg-content>.cta h2{font-size:28px}.pg-editorial .pg-content>.cta a{grid-column:1;grid-row:auto;max-width:none;width:100%;margin-top:10px}.pg-price-disclosure{padding:18px}.pg-editorial .pg-price-disclosure h2{font-size:18px}}

@media(max-width:700px){.pg-editorial .pg-content>.cta>.pg-cta-action{grid-column:1;grid-row:auto}.pg-editorial .pg-content>.cta>.pg-cta-action a{max-width:none}.pg-cost-amount{overflow-wrap:anywhere}}